AI CFO
3:44:00 AM · Mon 26 JanActive
Insights
What the watches concluded overnight — the reasoning behind the queue.
Maruti ₹6.3 cr will breach the CC line on Jan 28
₹6.3 cr- ›Crossed the 70-day bucket at 06:14 today → severity flipped to high.
- ›Cashflow-watch forecasts the CC line at 94% on Jan 28 if this stays unpaid.
- ›The Jan 22 release promise lapsed (Memory) — confidence in self-cure dropped.
- ›Ranked #1: cash_at_stake ₹6.3 cr × high severity × tight time-decay — above Steelco.
Bajaj ₹2.4 cr crossed 50 days — promise due today
₹2.4 cr- ›Bajaj ₹2.4 cr crossed 50 days — promise due today
Hero ₹2.1 cr — reminder cadence stalled
₹2.1 cr- ›Hero ₹2.1 cr — reminder cadence stalled
Ashok Leyland ₹1.9 cr — PO mismatch query
₹1.9 cr- ›Ashok Leyland ₹1.9 cr — PO mismatch query
Bosch ₹1.5 cr — due today, on-track
₹1.5 cr- ›Bosch ₹1.5 cr — due today, on-track
Pune RM store — ₹1.4 cr trapped in slow-movers >180 days
₹1.4 cr- ›₹1.4 cr of slow-movers sitting over 180 days (oldest lot 340 days).
- ›Steel softening — holding turns trapped cash into a write-down.
- ›Store at 92% — blocking inbound for live orders.
Nashik ₹0.7 cr fasteners — slow movers
₹70 L- ›Nashik ₹0.7 cr fasteners — slow movers
Steelco early-pay discount — 14.6% beats the 11% CC rate
₹24.3 L- ›2% for 50 days ≈ 14.6% annualised — above the 11% CC rate.
- ›But this spends ₹24.3 L of headroom before the SAME Jan 28 squeeze the Maruti collection is racing to prevent.
- ›Sequenced after Maruti collects, both wins land with no breach.
Sundaram ₹8.6 L — hold vs pay early
₹12.9k- ›Sundaram ₹8.6 L — hold vs pay early
Castrol ₹4.2 L — 2.5% window closes Friday
₹10.5k- ›Castrol ₹4.2 L — 2.5% window closes Friday
Bharat Forge — extend to net-75 terms
₹0- ›Bharat Forge — extend to net-75 terms
Steelco — negotiate net-75 standing terms
₹0- ›Steelco — negotiate net-75 standing terms